- 1 · What Are We Actually Buying?
- 2 · The Financial Floor: What Must Not Fail
- 3 · Protect the Floor Without Worshiping the Margin
FOUNDATIONAL BOOK
The Vital Crossover
When Health Outweighs Wealth
A decision framework for the point at which protecting health, function, relationships, and time may matter more than another year of accumulation.
What if the next year is financially useful—but no longer the best use of your life?
Traditional planning is good at asking whether a transition is affordable. The book extends the question: what does waiting cost in health, function, shared time, relationships, and opportunities that cannot be postponed indefinitely?
The answer is not “leave now.” It is to protect the financial floor without allowing accumulation to become the only value the decision can see.
Nine chapters from sufficiency to action.
The book moves from redefining what wealth is for, through the constraints of money and time, to a deliberate crossing plan.
- 4 · Health Capital: Function, Not Just Age
- 5 · The Uses of Life Have Different Windows
- 6 · What One More Year Actually Produces
- 7 · Why Enough Never Feels Like Enough
- 8 · Cross Without Falling
- 9 · Finding Your Vital Crossover Window
ABOUT AUSTIN HAAG
A health economist asking a more complete question.
Austin's doctoral training and work across research, teaching, healthcare leadership, finance, and business ownership shaped a framework that protects financial security without treating accumulation as the only value that matters.
Read the author and framework story →PUBLICATION INFORMATION
Visit the libraryA durable home before the book reaches readers.
Confirmed publication, edition, and ordering details will appear here when available. The companion tool already has its permanent address: vitalcrossover.com/tool.