The Workbook
Gather your answers in eight worksheets, with extra pages when you need them.
Open the workbookYour reading and tools
Find the book, workbook, decision tools, and essays in one place.
THE BOOK
The Vital Crossover
When Health Outweighs Wealth
A way to consider money, health, relationships, and time when deciding how much longer to work.
Explore the bookPut the ideas to use
Read the book, gather your answers in the workbook, and compare your options with the tool.
Decision Tool
Compare your options, reflect without figures, or prepare a question for an expert.
Use the decision toolDiscussion Guide
Turn the result into a next step and review date.
Open the printable guideFramework Guide
See how the Financial Floor, Health + Time, and One More Year work together.
Explore the frameworkResearch Guide
Review the sources, calculations, assumptions, and limits.
Review the methodWorked Examples
See how Paul and Polly, Nate and Nancy, and Jill weigh different choices.
Meet three householdsCommon Questions
Find answers about the framework, tool, privacy, and results.
Read the FAQPrivacy and Limits
See what is calculated, what is not saved, and where professional review matters.
Read about privacyAccessibility
Find ways to read, navigate, and print the site.
View accessibility optionsLATEST ORIGINAL ESSAY
The Year Behind a Gift
A gift can begin shaping a life long before anyone receives it.
Read the essay →